Pockit

Pockit

2016 - 2018

2016 - 2018

Fintech

Fintech

Scaled 3.5× YoY Customer Base for UK Mobile Challenger Bank

Scaled 3.5× YoY Customer Base for UK Mobile Challenger Bank

Pockit is a UK-based mobile banking app serving financially excluded populations — offering current accounts and prepaid debit cards to those unable to access traditional banking.

Pockit is a UK-based mobile banking app serving financially excluded populations — offering current accounts and prepaid debit cards to those unable to access traditional banking.

Key Results

Key Results

3.5x growth in customer base (from 90,000 to 300,000 cards ordered) and 5× revenue growth

3.5x growth in customer base (from 90,000 to 300,000 cards ordered) and 5× revenue growth

Positioned as the #3 challenger bank in the UK market. Pockit ended up acquiring Monese in 2024.

Positioned as the #3 challenger bank in the UK market. Pockit ended up acquiring Monese in 2024.

Challenges

Challenges

  • Pockit’s early growth was constrained by over-reliance on affiliate marketing and paid search.

  • Without a scalable acquisition channel, the team struggled to reach a broader audience and hit monthly targets.

Solution

Actions

  • Launched and scaled Meta (Facebook, Instagram) ads, contributing up to 50% of new user acquisition over the period.

  • Tested and iterated on brand messaging, landing pages, and ad creatives to identify the highest-converting combinations.

  • Implemented robust tracking across all channels to inform media buying and conversion optimization.

  • Balanced the marketing channel mix — keeping Meta advertising as a long-term reliable channel while building more durable acquisition channels, including door-to-door campaigns, retail presence and local ambassador programs.

Testimonial

Testimonial

Arvind Desikan

Pockit CMO

"Frontline Growth's expertise and working style was a game changer to unlock our customer growth at Pockit. Their approach to user acquisition is what any startup needs to get traction"

"Frontline Growth's expertise and working style was a game changer to unlock our customer growth at Pockit. Their approach to user acquisition is what any startup needs to get traction"

"Frontline Growth's expertise and working style was a game changer to unlock our customer growth at Pockit. Their approach to user acquisition is what any startup needs to get traction"